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4.8from 2,843 reviewsIRDAI DB 798/23
Insurance that
actually pays out.
Compare 28 insurers in one place. Every quote itemised, every claim handled by a named advocate. No call-centres, no fine print.
1,42,000+
Families on Klaro
94%
Claims settled first-pass
₹21 Cr
Claims advocated in 2024
Family health cover
Get quotes in 2 minutes.
Health plans from ₹623/mo— a family of 4 in Bengaluru
IRDAI regulated 256-bit encrypted No spam, ever
Coverage library
Find the right insurance you can count on.
Quick claims. Complete cover. Total peace of mind — across 500+ trusted insurers.
Life01
Term LifeInsurance
Cover upto ₹5 Cr
Pet02
PetInsurance
Vet cashless
Travel03
TravelInsurance
Single + annual
Home04
HomeInsurance
Contents + structure
Pocket05
PocketInsurance
Starts at ₹20/mo
Motor06
CarInsurance
Upto 90% discount
Two-wheeler07
BikeInsurance
Zero-dep + engine
Savings08
AssuredReturn Plans
Guaranteed payout
Health09
HealthInsurance
Cashless 12k+ hosp.
Education10
ChildEducation Plan
Goal-linked savings
Retirement11
RetirementPlans
Lifetime income
Life01
Term LifeInsurance
Cover upto ₹5 Cr
Pet02
PetInsurance
Vet cashless
Travel03
TravelInsurance
Single + annual
Home04
HomeInsurance
Contents + structure
Pocket05
PocketInsurance
Starts at ₹20/mo
Motor06
CarInsurance
Upto 90% discount
Two-wheeler07
BikeInsurance
Zero-dep + engine
Savings08
AssuredReturn Plans
Guaranteed payout
Health09
HealthInsurance
Cashless 12k+ hosp.
Education10
ChildEducation Plan
Goal-linked savings
Retirement11
RetirementPlans
Lifetime income
Insurance, all in one place
Choose what you want to protect.
Six categories, 28 insurers, one dashboard. Compare side-by-side on price, fit and fine print — then buy in minutes.
Health
Cashless hospitalisation, OPD, critical illness for you, your family and your parents.
from ₹623/moGet quote
Motor
Third-party, comprehensive and own-damage cover. Renew, switch or port in 90 seconds.
from ₹2,840/yrGet quote
Term Life
Lock in ₹1 crore of pure protection at a small premium. Cover that outlives inflation.
from ₹648/moGet quote
Home
Structure, contents and accidental damage. Cover what you own, where you own it.
from ₹520/moGet quote
Travel
Medical emergencies abroad, trip delays and lost baggage. Single trip or annual.
from ₹249/tripGet quote
Specialty
Pet, cyber, cancer, personal accident and drone cover. Niche risks, sourced to order.
BespokeGet quote
We compare quotes across 28 IRDAI-regulated insurers
Star Health
HDFC Ergo
ICICI Lombard
Tata AIG
Bajaj Allianz
Niva Bupa
HDFC Life
Care Health
Aditya Birla
Max Life
SBI General
Reliance
Kotak General
IFFCO Tokio
The 2-minute flow
Get covered in three steps.
No agents to meet, no paperwork to fax. Enter a few details, compare plans, pay online. Your policy lands in your inbox — instantly.
Compare plans, side-by-side
See every insurer, every line item — premium, cover, room rent, fine print.
Pay and get your policy
Instant digital policy delivered to WhatsApp and email. Named advocate assigned.
Claims are the productWhen it matters,
When it matters,
we fight for you.
Every Klaro customer gets a named claim advocate within 2 hours. We file, follow up, escalate and recover disallowed amounts — at no extra cost.
94%
Claims settled first-pass
2h 18m
Median advocate contact
₹21 Cr
Claims advocated in 2024
3,240+
Families helped last year
In their words
Over 1.4 lakh families trust Klaro.
Here is what three of them had to say.
My mother was admitted at 3 a.m. I called Klaro. The pre-auth was done before the anaesthesia. That is the entire difference.
P
Priya C.
Software architect · Bengaluru
Our previous broker would not show us what they were earning. Klaro puts it on page one of every quote. Same price. Different integrity.
A
Aditya P.
Startup founder · Mumbai
Two insurers rejected me for a pre-existing condition. Klaro found a plan that covered it, and explained every exclusion in Tamil.
R
Ramesh I.
Retired, 68 · Chennai
IRDAI regulated
Direct broker licence DB 798/23, valid through 2027.
256-bit encrypted
Your data is protected with bank-grade encryption end-to-end.
Named claim advocate
A real person with a phone is assigned to every claim.
ISO 27001 certified
Audited infosec controls across data, people, access and recovery.
Your two minutes
starts here.
Enter a pincode. See every insurer that covers you, every line-item. No signup, no spam, and we do not share your data.