Human Life Value (HLV) calculator

Recommended life cover, customised to your finances.

Income-expense method

Accounts for inflation

Factors in existing cover

Your financial snapshot

Annual income (₹)

Annual household expenses (₹)

Dependents

Years till retirement (28)

Recommended life cover

₹2.2 Cr

Replaces 28 years of income + lump-sum for each dependent

Income replacement

₹1.7 Cr

Per-dependent corpus

₹50 L

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