Privacy policy

Welcome to https://care.zubera.one/ website (the “Site”) operated by FinDynamics Insurance Brokers Private Limited (hereinafter referred to as FinDynamics) to provide an easy way to buy Insurance products from multiple Insurance Companies. FinDynamics Insurance Brokers Private Limited is a licensed Insurance Broking Company holding a Broking licence from The Insurance Regulatory and Development Authority as Direct Broker (Life & General) with registration No.: 1059 valid until 28.04.2028.

This policy covers the processing, storage and access to Information as required under lawful and/or contractual activities with FinDynamics or otherwise required in the normal course of business. It describes FinDynamics’s policies and procedures on the collection, usage and disclosure of Information provided/received by natural persons and meets the requirements established under:

• The Information Technology Act, 2000 – Section 43A;
• The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011.

For the purpose of this Privacy Policy, wherever the context so requires the term “You” or “User” shall mean any natural or legal person including Online and offline clients and the term “We”, “Us”, “Our” shall mean FinDynamics and/or our affiliates.

Our Privacy policy is solely focused on ensuring a transparent journey with our customers and users, and we will never do anything to invade it.

We only collect Personal Information that you choose to provide us or for the collection of which we have your consent under this Privacy Policy. Through your use of this Site, we will not collect any Personal Information about you unless you voluntarily choose to provide us with the same. However, for safety and security reasons we will monitor your usage of the Site through cookies as mentioned in our Terms of Use. By accepting these terms, you shall also be deemed to have accepted the terms of use.

The Personal Information provided by you shall be correct and yours. Any false name, misleading information etc. entered by you shall be a breach and the same can be challenged against in any court of law.

By utilizing care.zubera.one, you grant permission to FinDynamics Insurance Brokers Private Limited, along with its authorized representatives and business partners, to reach out to you through email, phone calls, or SMS for the purpose of offering our services pertaining to the selected product. Additionally, we may provide you with information regarding promotional offers available on the website, as well as offers from our authorized business partners and associated third parties, to the extent permitted. This justifies the potential collection of your information as described in this policy. It is important to note that care.zubera.one retains the right to contact you for the aforementioned reasons, even if you have registered with Do Not Disturb (DND), Do Not Call (DNC), or National Customer Preference Register (NCPR) services. Your consent in this matter will remain in effect unless either you or we deactivate your account.

We access location data from your device only for specific purposes to ensure the functionality of our services:

• For Employees: We use location data solely to record attendance through our portal. This helps us maintain accurate records and ensure transparency in attendance management.
• For Partners: Location data is used for geotagging as required under the guidelines of the Insurance Regulatory and Development Authority of India (IRDAI). This ensures compliance with regulatory requirements and facilitates seamless service operations.

We ensure that:

Location data is collected only with your explicit consent when you log in to the portal. It is used exclusively for the purposes mentioned above and is not shared with any third parties unless required by law.

You can manage or revoke location permissions at any time through your device settings, but doing so may affect the functionality of certain services. If you have any questions about how we use location data, please contact us at fdinsurancebrokers@zubera.one.

If you choose not to provide your Personal Information that is mandatory to process your request, we may not be able to provide the corresponding service.

We may automatically collect certain information on your visit to the Site such as your information about the domain name of the website from which you came, information relating to frequency of visits, average time spent, pages viewed during the visit, name of your internet service provider, device specific information, your browser type, operating system and language, your device etc. (“Non-Personal Information”). This Non-Personal Information is anonymous information that cannot be used to personally identify you. We may use such Non-Personal Information for the purposes of administering the Site, analyzing user trends, gathering demographic information, ascertaining how our visitors use our Site, evaluating your use of the information on the Site and to improve content on our Site and performance.

We recognize the importance of protecting your personal and financial information. We assure that the information provided to us will be kept in strict confidentiality and to use the information only for to help us service your account, to improve our services to you, to provide you with products you have requested, and to inform you about additional products or services that may be of interest to you. We do not sell your personal information to third parties.

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% “secure”, however we strive to use commercially acceptable means to protect your personal information, we do not guarantee its absolute security.

Should you have any grievances about the processing of your Personal Information, you may contact our Data Protection Officer vide Email: fdinsurancebrokers@zubera.one designated as the Data Protection Officer for this purpose.

By using this site, you signify your consent to the terms of this privacy policy. The company reserves the right, in its sole discretion, to change, modify, add or delete portions of the terms of this privacy policy at any time without providing any prior notice to you. The revised policy will be effective immediately upon posting unless otherwise mentioned. You shall be bound by the revised privacy policy and it is your sole responsibility to check the same from time to time. You acknowledge that no knowledge of the revised privacy policy shall not be a defence in any proceedings with regard to the privacy policy.