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Retirement corpus planner
Inflation-adjusted monthly spend × longevity → corpus needed.
6% RBI inflation default
85-year longevity
Annuity-PV corpus method
Your retirement profile
We assume 6% inflation, life expectancy 85, post-retirement return 7%.
EMIs, groceries, utilities, lifestyle. Excludes one-off goals.
Corpus needed at retirement
₹7.7 Cr
funds 25 years from age 60 · ₹3,06,701/mo at retirement
Monthly SIP needed (over 28 yr)
8% pa
₹61,674
10% pa
₹42,065
12% pa
₹28,193
Pair with a term plan running till age 60 + a guaranteed-return policy for the post-retirement annuity.
Plan with term + ULIP