1. We are not an insurance company
Klaro Care Technologies Pvt. Ltd. operates as an IRDAI-licensed web aggregator (Licence WA/1234/2024). We compare plans from 52 insurance companies and help you buy — we do not underwrite insurance ourselves. All policies are issued by the respective insurer in your name.
2. Premium pricing
Premiums displayed on Klaro Care are live quotes from partner insurers at the time of request. They are identical to what the insurer would charge you directly. We do not add any service fee to the premium.
3. Subject matter of solicitation
Insurance is a subject matter of solicitation. For more details on risk factors, terms and conditions, please read the sales brochure and policy wording carefully before concluding a sale. Visitors are hereby informed that their information submitted on the website may be shared with partner insurers for the specific product they are evaluating.
4. Editorial independence
Content (blog, guides, FAQs) is produced by our editorial team independently of the commercial team. No insurer has veto power, review rights, or paid-placement privileges on our editorial content. Recommendations use a published match score; details in our methodology page.
5. Not investment advice
Information on Klaro Care is for general awareness only. It is not personalised financial or investment advice. Please consult a SEBI-registered advisor for tax, investment, or financial planning advice beyond the scope of insurance.
6. Third-party links
We link to external sources (insurer websites, news articles, regulator portals). We are not responsible for content on third-party sites.
7. Regulator contact
Insurance Regulatory and Development Authority of India (IRDAI)
Website: irdai.gov.in
Bima Bharosa (complaints): bimabharosa.irdai.gov.in · 1800-4254-732