Top-up & Voluntary Covers
Let employees self-fund extra cover on top of the company-paid base plan.
We’re finalising Top-up & Voluntary Covers.
The quoting engine for top-up & voluntary covers isn’t live yet — but our B2B advisors can price it today, walk you through claim stories and put together a programme that fits your company’s risk profile.
What it’ll cover
Preview of the cover shape
- Employee-paid premium, group rate
- Higher sum insured + niche riders
- Portable — stays across job changes
- Family floater options
Final wording, sub-limits and premium scales are set by the underwriter on each enquiry.
Other employee benefits covers
The shape of employee benefits.
Employee Benefits is a family of 6 covers. Tap any to read its story — we pair them together often on bespoke enquiries.
Group Health Insurance
Cashless hospitalisation for employees and their dependents.
Group Term Life
Sum assured linked to CTC or role band — payout to nominee on death.
Group Personal Accident
On-duty + off-duty cover for accidental injury, disability and death.
Group OPD & Wellness
Teleconsults, pharmacy reimbursement, diagnostics and preventive checkups.
Top-up & Voluntary Covers
Let employees self-fund extra cover on top of the company-paid base plan.
Parental Cover Add-on
Extend group health to employees’ parents, including seniors with PEDs.