All insurers
HDFC ERGO
IRDAI licensed
India's largest standalone health insurer · 2006 founded · 14,000+ cashless hospitals
4.7· 32,000 reviews
98.7% claim settlement ratio
Years in business
18+
Cashless hospitals
14k+
CSR (FY25)
98.7%
Plans offered
24
About HDFC ERGO
HDFC ERGO is one of India's leading health insurance companies, with a nationwide network of over 14,000 cashless hospitals and a 98%+ claim settlement record.
The company specialises in retail health — individual, family floater, and senior-citizen plans — and is known for its relatively simple claim process and Day 1 PED cover options on flagship plans.
Strengths
- Largest cashless network in India
- Day 1 PED cover on select plans
- Strong claim settlement ratio
- Extensive senior-citizen product line
Things to know
- · Room rent capped on economy plans — check before buying
- · Co-pay typically 10–20% on senior plans
- · Maternity cover is an optional rider, 24-36 month waiting
- · Stronger in Tier-1 hospitals, weaker rural coverage
Contact
For grievance or post-sale queries.
Customer care
1800-425-2255
cs@starhealth.in
Corporate office
No. 1, New Tank Street, Valluvar Kottam High Road, Chennai 600034